…So a report has been sent round to all the British insurance companies advising them and their solicitors not to offer either physiotherapy or CBT/ psychological treatment to anyone who has an accident – of any kind, either at work or in the car or going about their daily business. This is because some companies have been poor at paying out for personal injury claims. So whereas it used to be the norm that you would be offered these treatments, it now isn’t – so you have to ask. This is unfortunate as people who have PTSD, for example, are probably not in the right frame of mind to ask for treatment. However you are entitled to it if you need it. So, although I do not wish for any of my readers to have an accident of any kind – if you do, please ask your solicitor to claim for treatment and this can be easily arranged through any good rehabilitation agency.